Built for Claims Adjusters & Examiners
Stop drowning in documents. Start making better decisions.
Stop drowning in documents. Start making better decisions.
FairClaim acts as an AI copilot for claims adjusters — analyzing police reports, medical records, statements, and supporting evidence to deliver structured insights, settlement guidance, and escalation warnings in minutes.
Fair Claim in Numbers
Less time on paperwork. More time on decisions. Better claim outcomes. Powered by AI-native workflows built for the adjusters and examiners who actually run the claim.
up to
70%
Less time on document review
50%
Faster claim assessments
35%
More claims handled in a workday
3.1x
Higher decision confidence enabled by AI-driven analysis, settlement guidance, and explainable reasoning on every claim.
Fair Claim in Numbers
Less time on paperwork. More time on decisions. Better claim outcomes. Powered by AI-native workflows built for the adjusters and examiners who actually run the claim.
up to
70%
Less time on document review
50%
Faster claim assessments
35%
More claims handled in a workday
3.1x
Higher decision confidence enabled by AI-driven analysis, settlement guidance, and explainable reasoning on every claim.
Fair Claim in Numbers
Less time on paperwork. More time on decisions. Better claim outcomes. Powered by AI-native workflows built for the adjusters and examiners who actually run the claim.
up to
70%
Less time on document review
50%
Faster claim assessments
35%
More claims handled in a workday
3.1x
Higher decision confidence enabled by AI-driven analysis, settlement guidance, and explainable reasoning on every claim.
Challenges we solve
Does this sound familiar?
Does this sound familiar?
01
Buried in documents you don't have time to read
01
Buried in documents you don't have time to read
Police reports. Medical records. Recorded statements. Bills. Photos. Every claim is hundreds of pages, and you're expected to find the facts that matter — fast — while the next file is already in your queue.
02
Every number on the file is going to be questioned
Supervisors review your reserves. Claimants push back on your offers. Auditors flag inconsistencies. Attorneys hunt for soft spots. You're making consequential decisions every day with limited time, partial information, and few defensible benchmarks — and you carry the weight of every one of them.
02
Every number on the file is going to be questioned
Supervisors review your reserves. Claimants push back on your offers. Auditors flag inconsistencies. Attorneys hunt for soft spots. You're making consequential decisions every day with limited time, partial information, and few defensible benchmarks — and you carry the weight of every one of them.
03
Half your day disappears into work that isn't claim handling
03
Half your day disappears into work that isn't claim handling
Summarizing records. Drafting notes. Pulling figures out of bills. Logging activity. The actual judgment — the part you trained for, the part where you add value — gets squeezed into whatever time is left.
Value drivers
What FairClaim delivers
What FairClaim delivers
Six ways FairClaim gives you back the part of the job you trained for — clearer files, defensible decisions, and a heads-up on the claims that get hard.
Six ways FairClaim gives you back the part of the job you trained for — clearer files, defensible decisions, and a heads-up on the claims that get hard.
Read every file in minutes
Read every file in minutes
AI generates a structured summary of every document on the claim — police reports, medical records, statements, bills — so you open every file already knowing what's in it.
Defensible settlement ranges
Defensible settlement ranges
Low, fair, and high settlement ranges with the reasoning behind each number — so the figure on the file is one you can defend to supervisors, claimants, and auditors.
Liability and exposure, surfaced for you
Liability and exposure, surfaced for you
Clear assessment of where fault sits, where the exposure lies, and what's driving the value — without you reading the file three times to find it.
Spot gaps before they become problems
Spot gaps before they become problems
AI flags missing facts, inconsistent statements, and unresolved evidence gaps — before you close, before the supervisor asks, before opposing counsel finds them first.
Walk into every negotiation prepared
Walk into every negotiation prepared
Talking points, counterargument prep, and clear reasoning for every number — you're ready for the questions before they come.
Early signals on the claims that get hard
Early signals on the claims that get hard
Patterns that point toward escalation, bad faith, or litigation surfaced early — so the difficult files get your attention before they get worse.
Platform capabilities
How FairClaim works for Adjusters & Examiners
How FairClaim works for Adjusters & Examiners
AI capabilities working alongside you on every file — reading documents, surfacing exposure, modeling offers, and giving you back the part of the job you trained for.
Claim Intake
Multi-channel intake supporting conversational AI, manual forms, voice capture, and document-driven claim creation — all normalized into structured claim data in real time.
Claim Intake
Multi-channel intake supporting conversational AI, manual forms, voice capture, and document-driven claim creation — all normalized into structured claim data in real time.
Settlement Engine
Per-tenant encryption keys (AWS KMS / GCP Cloud KMS), VPC-isolated compute, optional dedicated single-tenant deployment for carrier customers.
Settlement Engine
Per-tenant encryption keys (AWS KMS / GCP Cloud KMS), VPC-isolated compute, optional dedicated single-tenant deployment for carrier customers.
Document processing
Upload files individually or in bulk. FairClaim automatically scans, classifies, summarizes, and connects evidence across the entire claim lifecycle.
Document processing
Upload files individually or in bulk. FairClaim automatically scans, classifies, summarizes, and connects evidence across the entire claim lifecycle.
Negotiation Management
Claimant rebuttals tracked, new information re-extracted, recalculations recorded — a full audit trail of every back-and-forth on the file.
Negotiation Management
Claimant rebuttals tracked, new information re-extracted, recalculations recorded — a full audit trail of every back-and-forth on the file.
Outcome Simulator
Model offers before making them — acceptance likelihood, escalation risk, and projected outcomes — to enter negotiations informed.
Outcome Simulator
Model offers before making them — acceptance likelihood, escalation risk, and projected outcomes — to enter negotiations informed.
Precedent Research
Internal AI agent searches your claim history and verified external sources for comparable cases, jurisdictional benchmarks, and prior outcomes.
Precedent Research
Internal AI agent searches your claim history and verified external sources for comparable cases, jurisdictional benchmarks, and prior outcomes.
Modules
Seven modules. One reasoning trace.
Seven modules. One reasoning trace.
Each module is a specialist — fine-tuned on its own corpus, scored against its own outcomes, and exposed independently through the API. The planner composes them per file.
Each module is a specialist — fine-tuned on its own corpus, scored against its own outcomes, and exposed independently through the API. The planner composes them per file.
Reduce manual claim review time by up to 70% with AI-powered intake intelligence.
Enterprise-grade by default.
Built for regulated insurance environments. We built FairClaim to clear your security review on the first pass.
White-Label Experience
Per-tenant encryption keys (AWS KMS / GCP Cloud KMS), VPC-isolated compute, optional dedicated single-tenant deployment for carrier customers.
Responsible AI
Bias monitoring, human-in-the-loop for settlements, model version control, and reproducibility of AI outputs to meet NAIC AI bulletin and state insurance laws.
Compliance & certifications
HIPAA-compliant data handling with full BAA support, SOC 2 Type II framework, GDPR and CCPA aligned controls, annual third-party penetration testing.
Identity & integrations
SSO (SAML 2.0, OIDC), SCIM provisioning, role-based access control, and REST APIs for Guidewire, Duck Creek, and claims management systems.
Audit & accountability
Immutable activity logs, reasoning trail behind every AI decision, exportable evidence packs for auditors and regulators, market conduct exam-ready documentation.
Enterprise-grade by default.
Built for regulated insurance environments. We built FairClaim to clear your security review on the first pass.
White-Label Experience
Per-tenant encryption keys (AWS KMS / GCP Cloud KMS), VPC-isolated compute, optional dedicated single-tenant deployment for carrier customers.
Responsible AI
Bias monitoring, human-in-the-loop for settlements, model version control, and reproducibility of AI outputs to meet NAIC AI bulletin and state insurance laws.
Compliance & certifications
HIPAA-compliant data handling with full BAA support, SOC 2 Type II framework, GDPR and CCPA aligned controls, annual third-party penetration testing.
Identity & integrations
SSO (SAML 2.0, OIDC), SCIM provisioning, role-based access control, and REST APIs for Guidewire, Duck Creek, and claims management systems.
Audit & accountability
Immutable activity logs, reasoning trail behind every AI decision, exportable evidence packs for auditors and regulators, market conduct exam-ready documentation.
Modular AI Claim Intelligence Engine
Spend less time on paperwork. Spend more time on judgment.
FairClaim handles the document review, summarization, and exposure analysis that eat up your day — so you can focus on the calls only an experienced adjuster can make. The same expertise, applied to more claims, with more confidence behind every decision.
Modular AI Claim Intelligence Engine
Spend less time on paperwork. Spend more time on judgment.
FairClaim handles the document review, summarization, and exposure analysis that eat up your day — so you can focus on the calls only an experienced adjuster can make. The same expertise, applied to more claims, with more confidence behind every decision.
FairClaim
Powered by AI. Designed for real-world insurance workflows.
FairClaim helps insurers, TPAs, and adjusters resolve bodily injury and property damage claims faster — reducing cycle time, operational costs, and escalation risk without replacing existing claim systems.
© 2026 FairClaim. All rights reserved.
FairClaim
Powered by AI. Designed for real-world insurance workflows.
FairClaim helps insurers, TPAs, and adjusters resolve bodily injury and property damage claims faster — reducing cycle time, operational costs, and escalation risk without replacing existing claim systems.
© 2026 FairClaim. All rights reserved.
FairClaim
Powered by AI. Designed for real-world insurance workflows.
FairClaim helps insurers, TPAs, and adjusters resolve bodily injury and property damage claims faster — reducing cycle time, operational costs, and escalation risk without replacing existing claim systems.
© 2026 FairClaim. All rights reserved.