Establish fair value early. Stop costly escalation.
Establish fair value early. Stop costly escalation.
AI powered claim valuation that helps carriers and claimants align on value before costs escalate.
AI powered claim valuation that helps carriers and claimants align on value before costs escalate.
See what your claim could be worth.
See what your claim could be worth.
Insured vehicle was rear-ended at a red light in Miami. Claimant reports neck and back pain same day. Rear bumper damage noted. Urgent care visit completed. No fracture reported. Need early settlement range.
Insured vehicle was rear-ended at a red light in Miami. Claimant reports neck and back pain same day. Rear bumper damage noted. Urgent care visit completed. No fracture reported. Need early settlement range.
Analyze claim:
Rear-end
I
Property Damage
I
Ride Share
The intelligence layer
One engine. Every claim detail. Explainable end-to-end.
One engine. Every claim detail. Explainable end-to-end.
FairClaim ingests fragmented claim data and orchestrates specialist models into a single, settlement‑ready answer — with transparent reasoning and auditable outputs.
How it works
From fragmented data to a settlement-ready answer.
From fragmented data to a settlement-ready answer.
The engine integrates with your existing claim ecosystem — Guidewire, Duck Creek, and the rest. We orchestrate, we don't replace.
Settlement intelligence
Find the value. Improve claim outcomes.
Explore different settlement offers and see how they impact claimant acceptance, escalation likelihood, and overall claim cost.
Summarize Claim
Claim Assessment
Liability Analysis
Settlement Valuation
Suggested next
Bodily Injury — Rear-End Collision
Rear-end collision in Dallas, TX resulting in mild neck strain. Claimant braked abruptly before impact. Urgent care visit completed same day. 2 PT sessions completed. Day 7 post-FNOL.
FairClaim Settlement Valuator
Settlement simulator
Move the offer. Watch the signals
FairClaim range $3k - $6k
$4,500
$1k
$10k
Selected offer
$4,500
Claimant acceptance
69%
Litigation risk
62%
Escalation signal
59%
Reserve impact
39%
Risk Indicators
Settlement intelligence
Find the value. Improve claim outcomes.
Explore different settlement offers and see how they impact claimant acceptance, escalation likelihood, and overall claim cost.
Summarize Claim
Claim Assessment
Liability Analysis
Settlement Valuation
Suggested next
Bodily Injury — Rear-End Collision
Rear-end collision in Dallas, TX resulting in mild neck strain. Claimant braked abruptly before impact. Urgent care visit completed same day. 2 PT sessions completed. Day 7 post-FNOL.
FairClaim Settlement Valuator
Settlement simulator
Move the offer. Watch the signals
FairClaim range $3k - $6k
$4,500
$1k
$10k
Selected offer
$4,500
Claimant acceptance
69%
Litigation risk
62%
Escalation signal
59%
Reserve impact
39%
Risk Indicators
Modular AI Claim Intelligence Engine
One engine. Multiple intelligence layers. Built for claim complexity.
One engine. Multiple intelligence layers. Built for claim complexity.
FairClaim Engine connects to existing claim systems and evaluates every aspect of a claim, from intake and documentation to liability, injury severity, fraud indicators, settlement value, and negotiation strategy.
Different roles. Shared outcomes.
Built for every player across the claims ecosystem
Built for every player across the claims ecosystem
Carriers
TPAs
Adjusters
Embedded platforms
Outcomes, not features
For insurance carriers
Lower loss ratios. Faster resolutions. Earlier escalation visibility.
Reduce BI settlement cycles by 4–9 days
Surface attorney risk before reserves move
Feed claim outcomes back into severity models
Standardize decisions across teams and regions
Attorney involvement risk increases sharply after the first 14 days of claim inactivity.
Outcomes, not features
For insurance carriers
Lower loss ratios. Faster resolutions. Earlier escalation visibility.
Reduce BI settlement cycles by 4–9 days
Surface attorney risk before reserves move
Feed claim outcomes back into severity models
Standardize decisions across teams and regions
Attorney involvement risk increases sharply after the first 14 days of claim inactivity.
Operational visibility at scale
For TPAs and claim handlers
Higher claim volume. Smarter prioritization. Clearer operational control.
Prioritize high-risk claims earlier
Standardize evaluations across carrier workflows
Surface stalled files before SLA risk increases
Improve visibility across adjusters and insurance partners
Priority claims are
reviewed 3x faster with
AI-assisted triage.
Clarity inside the claim
For claim adjusters
Less manual review. Faster decisions. More confidence in every claim.
Surface settlement-critical details earlier
Detect missing treatment and documentation gaps
Compare claims against similar injury outcomes
Prepare negotiations with clearer claim context
Adjusters review relevant claim context 58% faster with AI-assisted intake summaries.
Connected post-accident experiences
For mobility & rental platforms
Turn accidents into guided workflows, not disconnected support escalations.
Launch FNOL directly from renter and driver flows
Keep claimants informed across the resolution journey
Connect accident, repair, and BI claim workflows
Reduce operational friction during active claims
First-response engagement increased by 34% when claim guidance started inside the mobility workflow.
Fair Claim in Numbers
Faster claim resolution. Lower operational costs. Smarter claim decisions. The next generation of claim operations, powered by AI.
up to
42%
Decrease in manual claim review time on routine and documentation-heavy claims.
17%
Reduction in projected loss ratio across deployed claim operations and early-settlement workflows.
71%
Decrease in manual claim review time on routine and documentation-heavy claims.
3x
Higher adjuster throughput enabled by AI-powered operational intelligence and automation.
Fair Claim in Numbers
Faster claim resolution. Lower operational costs. Smarter claim decisions. The next generation of claim operations, powered by AI.
up to
42%
Decrease in manual claim review time on routine and documentation-heavy claims.
17%
Reduction in projected loss ratio across deployed claim operations and early-settlement workflows.
71%
Decrease in manual claim review time on routine and documentation-heavy claims.
3x
Higher adjuster throughput enabled by AI-powered operational intelligence and automation.
Fair Claim in Numbers
Faster claim resolution. Lower operational costs. Smarter claim decisions. The next generation of claim operations, powered by AI.
up to
42%
Decrease in manual claim review time on routine and documentation-heavy claims.
17%
Reduction in projected loss ratio across deployed claim operations and early-settlement workflows.
71%
Decrease in manual claim review time on routine and documentation-heavy claims.
3x
Higher adjuster throughput enabled by AI-powered operational intelligence and automation.
Enterprise-grade by default.
The AI platform your security team can approve. Security, compliance, and auditability for regulated insurance environments.
The AI platform your security team can approve. Security, compliance, and auditability for regulated insurance environments.
Time to value
Go live in days, not quarters. Integrate into what already works.
Go live in days, not quarters. Integrate into what already works.
FairClaim integrates directly with existing claims systems, workflows, and data sources. No system replacement. No operational disruption.
Typical deployment timeline
Typical deployment timeline
Today
Book a demo call with our team
Book a demo call with our team
Hour 1
Sandbox keys + sample claim payload
Sandbox keys + sample claim payload
Day 2
First API call from your CMS · predictions live
First API call from your CMS · predictions live
Day 3–4
Historical claim ingestion · model calibration
Historical claim ingestion · model calibration
Modular AI Claim Intelligence Engine
Try the engine on your next claim.
Bring a real claim file. We'll show you the reasoning, the comparables, and the recommendation in under five minutes.
Modular AI Claim Intelligence Engine
Try the engine on your next claim.
Bring a real claim file. We'll show you the reasoning, the comparables, and the recommendation in under five minutes.
Modular AI Claim Intelligence Engine
Try the engine on your next claim.
Bring a real claim file. We'll show you the reasoning, the comparables, and the recommendation in under five minutes.
FairClaim
Powered by AI. Designed for real-world insurance workflows.
FairClaim helps insurers, TPAs, and adjusters resolve bodily injury and property damage claims faster — reducing cycle time, operational costs, and escalation risk without replacing existing claim systems.
© 2026 FairClaim. All rights reserved.
FairClaim
Powered by AI. Designed for real-world insurance workflows.
FairClaim helps insurers, TPAs, and adjusters resolve bodily injury and property damage claims faster — reducing cycle time, operational costs, and escalation risk without replacing existing claim systems.
© 2026 FairClaim. All rights reserved.
FairClaim
Powered by AI. Designed for real-world insurance workflows.
FairClaim helps insurers, TPAs, and adjusters resolve bodily injury and property damage claims faster — reducing cycle time, operational costs, and escalation risk without replacing existing claim systems.
© 2026 FairClaim. All rights reserved.